United States Tax Calculator for Remote Workers
Calculate your 2026 take-home pay in United States. The United States tax system uses 7 income tax brackets ranging from 10% to 37%. Enter your income below to see your detailed breakdown in USD.
2026 Income Tax Brackets
| Income Range | Rate |
|---|---|
| Up to $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| Above $640,600 | 37% |
Standard deduction / tax-free amount: $16,100
How Taxes Work in United States
Employee
Federal income tax (2026, single filer). Standard deduction $16,100. FICA: 6.2% Social Security (capped at $184,500) + 1.45% Medicare (no cap) + 0.9% Additional Medicare Tax above $200,000. State taxes not included.
Contractor
Self-employment tax: 15.3% (12.4% SS + 2.9% Medicare) on 92.35% of net earnings. SS capped at $184,500 wage base. Additional Medicare Tax 0.9% above $200,000. Half of SE tax is deducted from taxable income. State taxes not included.
Frequently Asked Questions
What are the 2026 federal tax brackets in the US?
For single filers: 10% up to $12,400, 12% to $50,400, 22% to $105,700, 24% to $201,775, 32% to $256,225, 35% to $640,600, and 37% above. The standard deduction is $16,100.
How does self-employment tax work in the US?
Self-employment tax is 15.3% (12.4% Social Security + 2.9% Medicare) on 92.35% of net earnings. Social Security is capped at $184,500. An additional 0.9% Medicare tax applies above $200,000. Half of SE tax is deductible from income.
Are state taxes included in the calculator?
No, this calculator covers federal taxes only. State income taxes vary widely — from 0% in states like Texas and Florida to over 13% in California. Add your state rate for a complete picture.
Is it better to be a W-2 employee or 1099 contractor in the US?
Employees pay 7.65% FICA while contractors pay 15.3% self-employment tax (though half is deductible). However, contractors can deduct business expenses and may qualify for the QBI deduction. The break-even depends on your income level and deductions.